Job Summary:
The Finance Analyst (Capital Planning) is responsible for ensuring effective cash management, planning, and forecasting to support the organization's liquidity needs. This role involves managing cash flow projections, analyzing short- and long-term liquidity, and assisting in decision-making processes regarding funding and investments. The specialist will work closely with various departments and external stakeholders to optimize cash position and maintain operational efficiency.
Key Responsibilities:
Liquidity Forecast & Planning
- Prepare and forecast the cash flow outlook based on revenue growth, business mix, payment term, overdue %.
- Prepare and maintain short-term and long-term cash flow forecasts, ensuring accurate liquidity projections and identifying any potential shortfalls.
- Provide insights into cash inflows and outflows, ensuring the organization can meet its financial obligations without disruption.
- Conduct variance analysis between actual and forecasted cash positions, identifying the causes of discrepancies and suggesting corrective actions.
Cash Position Optimization:
- Monitor and manage cash utilization across business units and projects to ensure the efficient use of available funds.
- Recommend actions to improve cash flow efficiency, such as optimizing payment schedules, managing working capital, and reducing idle cash balances.
- Work closely with departments to understand their cash requirements and provide solutions for cash management.
Treasury Reporting & Compliance:
- Prepare regular reports for senior management, detailing cash positions, liquidity forecasts, and analysis of cash management performance.
- Ensure compliance with treasury policies, internal controls, and regulatory requirements related to cash management and financial reporting.
- Assist with audit processes, ensuring all treasury-related activities and reporting are accurate and in line with regulations.
Process Improvement & Automation:
- Identify opportunities for improving cash management processes and implement best practices and automation tools to streamline cash planning and reporting.
- Stay updated on new treasury technologies, market trends, and regulatory changes that could impact cash planning or liquidity management.
Collaboration & Communication:
- Work closely with departments such as accounting, finance, and operations to ensure effective cash management across the organization.
- Provide insights to senior management regarding cash availability and liquidity-related concerns that may affect business decisions.
Qualifications:
- Education: Bachelor's degree in Finance, Accounting, Economics, or a related field.
- Experience: Typically 3-5 years of experience in financial planning and analysis or treasury finance.
- Technical Skills:
- Advanced proficiency in Microsoft Excel, financial modeling, and treasury management systems.
- Familiarity with financial software and enterprise resource planning (ERP) systems.
- Strong understanding of cash flow forecasting techniques and working capital management.
Key Competencies:
- Analytical Skills: Ability to interpret and analyze complex financial data and translate it into actionable insights.
- Attention to Detail: High level of accuracy in cash flow forecasting and financial reporting.
- Problem-Solving: Capacity to identify issues related to cash management and provide solutions in a timely manner.
- Communication: Strong verbal and written communication skills to interact with senior management, cross-functional teams, and external stakeholders.
- Time Management: Ability to manage multiple tasks, prioritize responsibilities, and work under tight deadlines.
- Collaborative: Strong team player with the ability to work cross-functionally and influence decision-making.
This role is essential for ensuring that an organization's cash flow is effectively managed, and that liquidity is sufficient for day-to-day operations and long-term financial stability. The Senior Treasury Cash Planning Specialist plays a key role in optimizing cash positions, reducing risks, and improving cash-related decision-making processes within the organization.
