Job Description:
Financial Crime Compliance
- Serve as the subject matter expert in FCC i.e. Anti-Money Laundering, Counter Financing of Terrorism & Counter Proliferation Financing and Sanctions (AML/CFT/CPF), Anti-Fraud (AF) and Anti-Bribery & Corruption (ABC), in line with regulatory requirements, industry standards, and global best practices.
- Provide practical regulatory advisory to product, operations, risk, and technology teams, translating regulatory requirements into workable controls and processes.
- Act as Secondary MLRO / AML Compliance Officer, including review and approval of Suspicious Transaction Reports (STRs) prior to submission to FIED, Bank Negara Malaysia.
- Coordinate and manage law enforcement requests, including investigation and freezing orders under AMLA, MACC Act, and Dangerous Drugs Act.
- Lead engagement with regulators, payment schemes, and industry bodies on FCC-related matters, including inspections, audits, and ongoing supervisory discussions.
- Plan and execute enterprise-wide and product-level FCC risk assessments, reviews of customer risk profiling methodologies as well as enhancements to FCC policies, procedures, and controls.
- Design and deliver training and awareness programmes for employees and the Board.
- Plan and execute compliance testing, reviews and gap assessments against applicable AML/CFT/CPF, AF, and ABC regulatory requirements.
- Prepare clear, data-driven reporting on financial crime risks and compliance matters for senior management, the Board, and regulators.
Regulatory Compliance
- Continuous develop skills and support the Head of Compliance on other non-financial crime compliance areas, including Business conduct, Customer protection and Personal data protection.
- Continuous develop skills and support the Head of Compliance on regulatory applications, licensing, and approvals, including engagement with regulators, compliance assessments for new products and services and preparation and review of regulatory submissions.
Requirements:
- Minimum 5 years experience in Financial Crime Compliance experience related to fintech or digital financial services (direct working experience of exposure) is an advantage.
- Strong working knowledge of financial and credit services regulations professional certifications (e.g. ICA, CAM) are an advantage.
- Proven experience dealing with regulators and handling STR decision-making.
- Deep understanding of digital financial products and operations, beyond traditional banking models.
- Ability to apply regulatory judgment in a fast-moving, less structured environment.
- Curious, adaptable, and willing to take ownership across new compliance areas and business lines.
- Excellent written and verbal communication skills in English, with strong presentation skills and attention to detail.
