Head of Financial Crime Compliance (FCC)

At TNG Digital, part of TNG Digital Group, we build the tech behind TNG eWallet, one of Malaysia's most used apps for payments and everyday life.

Millions of people rely on us daily, not just to pay, but to manage money, access financial services, and get things done faster and simpler.

Behind it all is a team that likes to question how things are done, move quickly, and try new ideas. If you enjoy solving real problems and seeing your work used at scale, you will feel right at home here.

What You'll Do:

Strategic Leadership & Departmental Oversight

• Provide strategic direction for AML/CFT/TFS & CPF compliance, ensuring alignment with business objectives and regulatory expectations.
• Lead, mentor, and develop a high-performing compliance team with the necessary skills and tools to manage financial crime risks effectively.
• Foster a strong compliance culture by embedding AML/CFT requirements into business operations, decision-making, and risk management strategies.
• Develop and implement an annual compliance program to ensure proactive risk mitigation.
• Provide oversight, advisory and guidance on handling regulatory inquiries, audit findings, and compliance reviews, ensuring prompt resolution of issues.

Regulatory Compliance, Risk Assessment & Governance

• Establish. monitor and enhance AML/CFT policies, governance frameworks, and internal controls including Institution Risk Assessment (IRA) and Risk Profiling to ensure regulatory compliance.
• Identify, assess, and mitigate compliance risks related to AML/CFT, targeted financial sanctions (TFS), and counter-proliferation financing (CPF) across the organization.
• Conduct compliance risk assessments and review internal controls to ensure effective risk management. Address any deficiencies and oversee remediation plans.
• Continuously monitor regulatory changes and emerging risks, ensuring timely communication, updates to relevant SOPs and implementation of necessary changes.

Board & Senior Management Reporting & Assurance

• Provide independent assurance to the Board and senior management on the effectiveness of the AML/CFT compliance program, highlighting risks, mitigation efforts, and areas for improvement.
• Develop and present periodic reports on AML/CFT compliance, risk exposure, audit findings, and key regulatory developments to senior management, the Board, and relevant committees.
• Serve as the primary liaison with regulators, financial intelligence units, and other authorities, ensuring proactive engagement and compliance with regulatory expectations.
• Oversee the governance framework for AML/CFT compliance, ensuring effective monitoring, review, and escalation mechanisms.

AML/CFT Operations & Stakeholder Management

• Oversee sanctions screening processes, customer due diligence (CDD), and enhanced due diligence (EDD) to identify and mitigate financial crime risks.
• Supervise transaction monitoring systems, ensuring effective monitoring, timely detection, investigation, and reporting of suspicious transactions.
• Manage responses to requests from law enforcement agencies (LEAs) and regulatory bodies, ensuring compliance with legal and regulatory obligations.
• Work closely with key internal stakeholders, including risk, legal, finance, and operations teams, to strengthen compliance controls and address emerging risks.

Training, Awareness & Continuous Improvement

• Develop and implement enterprise-wide mandatory AML/CFT compliance training programs to ensure all employees understand their compliance obligations.
• Promote awareness through targeted initiatives, workshops, and communications, embedding a strong compliance mindset across the organization.
• Regularly review and enhance the AML/CFT compliance framework to align with regulatory changes, industry best practices, and evolving risks.

Role Requirements:

• Minimum bachelor's degree in law, Banking, Finance, or a related field.
• At least 9 years of experience in AML/CFT compliance, preferably in the financial services or fintech sector.
• In-depth understanding, knowledge and expertise of AML/CFT legislation, regulatory frameworks, and industry best practices.
• Proven experience in managing interactions with regulators and law enforcement agencies.
• Strong leadership skills with the ability to engage cross-functional teams and regulatory bodies.
• Ability to assess complex compliance issues and provide pragmatic, risk-based solutions.
• Proactive in identifying and addressing compliance gaps before escalation.
• High commitment to ethical conduct and financial crime compliance.
• Willingness to challenge norms and escalate compliance risks when necessary.
• Excellent verbal and written communication skills for engaging senior management and the Board.
• Strong negotiation skills to drive compliance initiatives and influence key stakeholders.

What you get

Work your way

• Flexible working hours

Your wellbeing matters

• Medical coverage, with option to include dependants
• Extra leave for family and caregiving needs

Rewards that grow with you

• Monthly lifestyle allowance via TNG eWallet
• Long-term rewards for your contributions

Everyday support

• Mobile and broadband reimbursement
• Discounts and wellness perks

What it's like to work here

We care about people who take ownership, speak up, and want to make things better. Titles matter less than impact. Good ideas can come from anyone.

You will be working with people who are curious, practical, and not afraid to challenge each other in a good way.

Note: Only shortlisted candidates will be contacted.