Analyze Key Merchants, High-Risk Merchants, and Complex Cases to Develop Risk Management Strategies. Responsible for conducting data analysis on key merchants, high-risk merchants, and complex cases, and formulating merchant risk management strategies. Utilize transaction data analysis, document verification, offline visits, and other methods to comprehensively evaluate the authenticity, compliance, and risk status of merchants operations, achieving risk identification
Build Data and Operations Modules Based on Business Models and Risk Policies. Based on the business models of acquiring merchants, company risk policy requirements, and strategy/operations frameworks, design and build data and operations modules. Responsibilities include, but are not limited to: operational process design, standard formulation, operations platform development, quality training system improvement, maintenance mechanism optimization, and resource management, ensuring a balance between operational efficiency and risk management
Through accumulation of daily cases, systematically summarize acquiring business patterns, risk characteristics, and customer experience pain points on a regular basis. Provide knowledge feedback to enhance risk management solution, improve operational efficiency and customer experience. Participate in risk case database construction and knowledge documentation, forming transferable investigation experience and methodologies
Based on the dynamic changes in business needs and risk preferences, collaborate with relevant departments to jointly drive iteration and development of merchant risk management tools
Requirements
Requirements
Minimum 3 years of experience in risk investigation, due diligence, or on-site investigation within payment, financial, or related industries. Familiar with acquiring merchant business models and risk landscape, capable of independently conducting complex merchant investigations. and experienced in offline merchant risk management is preferred
Proficient in various merchant risk investigation skills and methodologies. Possess excellent observation, communication, and judgment abilities, capable of obtaining critical information in complex situations
Strong logical thinking and data analysis capabilities. Able to identify risk signals from investigation information and form structured, insightful investigation conclusions. Willing to share experience with good communication and expression skills. Capable of effectively guiding newcomers
Fluent in both Chinese and English as working languages, including reading/writing and oral business English communication
Strong sense of ownership. Demonstrate strong resilience and self-adjustment capabilities when facing complex, high-pressure, multi-tasking situations
