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Principal Financial Product Expert

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  • Posted 7 days ago
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Job Description

About Us

Established in March 2018, Bybit is one of the fastest growing cryptocurrency derivatives exchanges, with more than 70 million registered users. We offer a professional platform where crypto traders can find an ultra-fast matching engine, excellent customer service and multilingual community support. We provide innovative online spot and derivatives trading services, mining and staking products, as well as API support, to retail and institutional clients around the world, and strive to be the most reliable exchange for the emerging digital asset class.

Our core values define us. We listen, care, and improve to create a faster, fairer, and more humane trading environment for our users. Our innovative, highly advanced, user-friendly platform has been designed from the ground-up using best-in-class infrastructure to provide our users with the industry's safest, fastest, fairest, and most transparent trading experience. Built on customer-centric values, we endeavour to provide a professional, 24/7 multi-language customer support to help in a timely manner.

As of today, Bybit is one of the most trusted, reliable, and transparent cryptocurrency derivatives platforms in the space.

Responsibilities

1.Product Design and Architecture Optimization

  • Be responsible for the comprehensive design and planning of financial products, with a focus on cross - border financial services and bank account - related functions.
  • Elaborately formulate the opening processes and functional frameworks for physical and virtual bank accounts, ensuring that the account system meets international standards and users actual needs.
  • Meanwhile, optimize the financial system architecture to ensure that the system has excellent reliability, maintainability, and operational efficiency under high - concurrency scenarios, so as to meet the growing business requirements.

2.Sub - system Design and Business Support

  • Take the lead in the design of multiple key subsystems within the international financial system, covering acquiring transactions, payment gateways, checkout, reconciliation, etc.
  • Relying on rich experience in international bank account operations, ensure that each subsystem module is clear, user - friendly, and highly scalable, strongly supporting the rapid growth of the business.
  • Especially in the design of payment processes involving international bank accounts, fully consider the financial differences in different countries and regions to achieve seamless connection and efficient processing.

3.Industry Tracking and Competitiveness Enhancement

  • Closely monitor the trends in the cryptocurrency financial field, competitor strategies, and trends of international bank account - related products.
  • Continuously improve product competitiveness and user experience through continuous innovation and optimization, keeping the product leading in the market. For example, add new financial payment tools or security features to bank account functions in a timely manner according to industry trends to meet the diverse needs of users.

4.Cross - team Collaboration and Project Management

  • Collaborate closely with R&D, business, and operations teams to deeply explore and drive the implementation of product requirements.
  • Make full use of your experience in international bank account design to guide the team in formulating a reasonable product plan.
  • Manage the entire product life cycle to ensure the on - time delivery of products, achieve the established business goals, and contribute to the steady development of the company's business. Especially for projects related to international bank accounts, coordinate various resources to ensure the smooth progress of the project.

5.Compliance and Risk Management

  • Keep abreast of international financial regulations, policies, and cutting - edge technology trends, especially the regulatory requirements related to international bank accounts.
  • Ensure that products strictly comply with regulatory standards and have a sound risk prevention and control mechanism.
  • Develop and implement mature response strategies and management measures for potential risks such as exchange rate risks and compliance risks associated with international bank accounts to ensure the stable operation of products and the safety of users funds.
  • During the product development and operation process, establish an effective risk early - warning and monitoring system to detect and handle potential risks in a timely manner, ensuring the compliant and stable development of the business.

Requirements

1.Industry Knowledge

  • Be familiar with cross - border financial products and various business scenarios, including but not limited to online payments, cross - border remittances, credit card payments, and third - party wallets.
  • Have an in - depth understanding of payment gateways, account systems, settlement processes, wallet functions, and checkout systems.
  • In particular, have a comprehensive and in - depth understanding of the opening processes, management regulations, and functional characteristics of international bank accounts.

2.Overseas Financial Knowledge and Experience

  • Understand overseas financial clearing networks and banking systems, have practical system integration experience, be familiar with API specifications, and relevant international financial regulations.
  • Have extensive hands - on experience in international bank account operations, including but not limited to account opening, fund transfer, and risk management.

3.Product Skills

  • Possess excellent requirements analysis and product design capabilities, be good at combining business needs with technical solutions, and effectively promote product iteration and upgrading to adapt to market changes and user needs.
  • Especially in the design of bank account products, be able to accurately identify user pain points and design innovative functions that meet market demands.

4.Work Experience

  • Have more than 5 years of experience as a product manager in the payment or fintech field, be familiar with agile development processes, and be able to collaborate efficiently with technical teams to ensure the smooth progress of projects.
  • At least 2 years of experience should be focused on the management of international bank account - related products.

5.Data - driven Mindset

  • Uphold a data - driven concept, be able to use data analysis methods to deeply understand user behavior and product performance, and achieve continuous product optimization and improvement through data insights.
  • Have a keen insight into bank account - related data and be able to optimize account functions and user experience based on data.

6.Language Ability

  • Proficiency in English is preferred. Be able to communicate smoothly and effectively with overseas teams and partners to promote cross - border business cooperation.
  • Especially when communicating about international bank account - related businesses, be able to convey information accurately to ensure the smooth progress of cooperation.

7.Risk Management Ability

  • Have risk awareness and practical experience in the stability management of payment products, especially experience in monitoring and governance during high - traffic events.
  • Be able to effectively respond to various risk challenges and ensure the stable operation of products.
  • Have mature response strategies and management experience for potential risks of international bank accounts, such as exchange rate risks and compliance risks.

Why Join Us

At Bybit, we are committed to fostering a supportive and enriching work environment.

Our benefits include:

  • Study Growth Fund: We support your professional development and continuous learning.
  • Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
  • Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.
  • Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.
  • Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.

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About Company

Job ID: 135205595