About the Role
We are building a dedicated APAC Risk function to bring risk expertise closer to the markets we serve. As a Regional Risk Manager, you will provide on-the-ground risk oversight for your assigned markets, acting as the bridge between risk operations and regional business teams.
This is a strategic role You will translate local market context into actionable risk controls, shape risk strategy for your region, influence product and commercial decisions, and manage critical stakeholder relationships with banking partners, regulators, and internal compliance teams.
Your focus will be on escalation handling, policy development, market-specific risk assessments, and ensuring business growth happens within acceptable risk boundaries.
Key Responsibilities
Risk Strategy & Policy:
- Develop and maintain risk frameworks tailored to your assigned markets regulatory environment and business models
- Provide input on risk policy development, ensuring central policies are adapted for local market realities
- Conduct periodic risk assessments and identify emerging threats specific to your region
- Design compliance frameworks for new market entry and new product launches
Operational Risk Oversight:
- Handle escalations requiring local market expertise and contextual judgment
- Review and approve high-risk cases, policy exceptions, and complex onboarding decisions
- Support fraud and financial crime investigations; conduct root cause analysis on control failures
- Monitor transaction patterns and identify AML/sanctions risks specific to regional business flows
Stakeholder Management:
- Coordinate with regional business teams to balance commercial objectives with risk controls
- Liaise with HQ compliance and risk teams; represent regional perspective in policy discussions
Quality & Capability Building:
- Provide training and guidance on regional business practices and risk considerations
- Develop market-specific risk indicators and quality benchmarks
- Create documentation and playbooks for regional risk processes
Requirements
- Experience: Minimum 4-5 years in risk, compliance, or financial crime roles
- Industry: B2B cross-border payments experience required from payment companies, remittance providers, trade finance, or banking
- Knowledge: Understanding of payment regulations in your assigned region; familiarity with licensing requirements and regulatory expectations
- Technical Skills: AML/KYC program design, transaction monitoring, sanctions screening, fraud/chargeback management
- Business Acumen: Understanding of e-commerce, B2B trade, and digital services business models
- Competencies: Strong stakeholder management; ability to influence without authority; comfortable operating independently with minimal supervision
Preferred Qualifications
- Mandarin language proficiency
- Experience with PSP or remittance license holders
- Prior experience building compliance programs for new market entry
- CAMS, ICA, or equivalent AML certification
- Experience with e-commerce platform integrations (Amazon, TikTok Shop, Shopee)
- Trade-based money laundering detection experience
