Sales Executive, Personal Loan
Sales Executive, Personal Loan
alliance bank malaysia berhad1-3 Years
- Posted 19 hours ago
- Be among the first 10 applicants
Job Description
Job Purpose
Skills
EXPERIENCE/KNOWLEDGE REQUIRED
- Primary responsibility is to achieve sales target/standard of performance for Personal Loan product through a responsible and consultative selling process.
- Adhere to sales process and seeks opportunities to deliver distinctive customer service on each customer interaction.
- Setting right daily/sales rituals to maintain high level of sale discipline, pipeline management and activity management to ensure performance meets expectations.
- Source prospective clients for personal loan product through partner-in-sales, sales blitz, telemarketing, road show and etc.
- Constantly identify new sales strategies and approach to increase individual and team achievements.
- Ensure adherence to responsible selling and structure proposed solution that meets client's financial needs.
- To ensure the accurate and timely completion of –
- Applications forms is duly completed prior to submission.
- To ensure all relevant income documents is obtained from customer to adequately support the application.
- Submission of sales / pipeline management reports.
- To ensure no misrepresentation of product features, pricing, promotions and processes.
- Keeping abreast with updated product information, market changes and provide market intelligence and customer feedback to the management for appropriate action.
- Ensure sales solicitation and activities are compliance with Sales Compliance Framework & Group's standards and regulatory requirements.
- Fully comply to SOP - Sales Process of Consumer Lending Products and conduct day to day. responsibilities with full knowledge and perform the task within the guidelines of:
- AML guidelines
- Sales Compliance Guidelines
- Data Record, Maintenance and Inventory Guidelines
- BNM guidelines
- KYC
- Credit Control Procedures
- BAFIA
- PDPA and etc.
- To project a professional business image at all times through high standards of housekeeping and personal grooming.
Skills
EXPERIENCE/KNOWLEDGE REQUIRED
- Good communication & negotiation / selling skill.
- Customer-oriented approach in problem solving/ decision making/ analytical thinking.
- Sales/ business oriented with ability to work diligently to meet targets.
- Possess knowledge of the banking and financial services industry.
- Minimum 1 year working experience in relationship management or sales.
- Proven track record in banking sales environment
- Experience in customer service environment with strong customer care culture
More Info
Job Type:
Industry:
Function:
Employment Type:
Key Skills
BAFIA
AML guidelines
PDPA
Data Record Maintenance
Sales compliance
Sales Compliance Guidelines
Road show
BNM guidelines
Sales blitz
Inventory Guidelines
Credit Control Procedures
About Company
Skills:
sales prospecting , pipeline management , Reports, closing techniques, Business Writing, preparing sales proposals, English, Presentations
Skills:
pipeline management , BAFIA, AML guidelines, PDPA, Data Record Maintenance, Sales Compliance Guidelines, Kyc, Road show, BNM guidelines, Telemarketing, Sales blitz, Inventory Guidelines, Credit Control Procedures
Skills:
pipeline management , CRM Tools, executive presentations, Stakeholder Engagement, B2b Sales, Forecasting, business development