Who Are We
dtcpay is a MAS licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand globally, we are shaping the future of digital payments.
We are also recognised as one of Singapore's Top 10 Startups in the LinkedIn Top Startups 2025 list, a reflection of our momentum and the exciting journey ahead for our team.
We are looking for a Senior Regulatory Compliance Specialist to join our compliance team. This role plays a key part in ensuring the organisation meets its regulatory and licensing obligations across all jurisdictions in which it operates.
You will take ownership of regulatory workstreams, provide advisory to business stakeholders, and drive implementation of regulatory requirements into policies, controls, and operational processes. The role requires strong technical expertise in Payments, Digital Assets, AML/CFT, safeguarding, and data privacy regulations, as well as the ability to independently manage complex regulatory matters.
Work Arrangement: Fully On-site
Location: Menara Bangkok Bank, Kuala Lumpur
What You'll Do:
- Monitor and interpret regulatory updates, analyzing how changes impact the business, products, and operations
- Provide compliance advisory to internal stakeholders on regulatory requirements including onboarding, transactions, safeguarding, and customer communications
- Review new and existing products and features to assess regulatory impact and identify compliance risks prior to launch
- Support regulatory licensing and approval processes, including preparation and submission of licence applications
- Draft, review, and update compliance policies, SOPs, and control frameworks
- Support periodic compliance testing, monitoring, and remediation plans
- Prepare and coordinate regulatory submissions, periodic returns, and ad-hoc regulator requests
- Coordinate documentation and responses for regulatory inspections and audits
- Develop training materials and drive staff awareness on compliance obligations
- Identify compliance gaps, document incidents, and escalate issues when necessary
What We're Looking For:
- 5-7 years of experience in regulatory compliance, preferably within payments, fintech, or financial services
- Strong technical knowledge in payments regulations, AML/CFT, safeguarding, and data privacy
- Experience with regulatory licensing applications and interactions with regulators
- Ability to independently manage complex regulatory matters with minimal supervision
- Strong policy drafting and documentation skills
- Fluent in English and Mandarin in written and spoken, as product meetings are primarily conducted in Mandarin
- Experience working in regulated environments such as BNM, MAS, or equivalent
- Certifications such as ICA, CAMS, or similar are a plus but not required
What Makes You Stand Out:
- Background in payment companies or fintech compliance highly preferred
- Crypto or digital assets compliance experience is an advantage but not required
- Comfortable working as an individual contributor in a fast-paced environment
