digital outreach channels (WhatsApp, Email), Sql, project management, dialing strategy, legal escalation, skip tracing, collections strategy design, channel sequencing, settlement programs, BPO vendor sourcing, Contract Negotiation, debt restructuring platforms, LINE, auto-dialer deployment, Viber, Sms, commission model design, performance management

technical solution design , SAP, Apis, Erp, Soap, VB, Integration Architecture, REST, system integration, Javascript, Xml, ASP.NET, Oracle, middleware, Web Services, SaaS platforms, transformation concepts, integration technologies, Data Mapping, Microsoft Dynamics, ERP systems, API-based integrations

Market Intelligence, Negotiation, corporate development, Competitive Analysis, Partnerships, Business development, Financial Modelling, Commercial strategy

Payment Gateway, Payment channel integration, Product management, Business Intelligence, Merchant products

Saas, channel partner management, OEM collaboration, change-management programs, AI platform adoption, Consulting, public sector EdTech, GTM strategies, business development, Sales

Stakeholder Management, merchant acquisition, merchant engagement, food delivery, Sales Planning, e-commerce, Competitor Analysis, merchant partnerships

understanding of Malaysia’s digital payments and regulatory landscape, financial ecosystem roles, engaging with PayNet, commercial strategy, negotiating infrastructure-level commercial agreements, Payments, managing revenue targets, fintech partnerships