Product management, System development enhancement, Digital Marketing

Customer analysis, Campaign Management, Credit card product management, Segmentation, Multi-channel campaign delivery, Market research, Portfolio Management, a/b testing, Customer engagement strategies, Transaction analytics, Analytics

mandarin chinese , Cross-Functional Alignment, Product Management, Data Analysis, AI Tools and Frameworks, User-Centric Solutions

Agile, Sap Ecc, S4 Hana, Devops, Itil, change management, Sap Technical, Abap, SAP Controlling, Business Requirement Gathering, fit-gap analysis, Lean Six Sigma, product costing CO-PC, Data Conversion, material ledger CO-ML, Designing Solutions

Commercial Card Product Management (Corporate, Investment Proposals & Governance Submissions, Fleet Card) ? Product Strategy & Roadmap Development ? Business Case Development & Portfolio P&L Management ? Pricing, Rebate & Revenue-Sharing Model Design ? Interchange, Scheme Incentives & Issuer Economics ? Scenario Modelling, Sensitivity & Break-even Analysis ? Co-brand & Strategic Partnership Management ? Fuel, Energy or Mobility Partner Management ? Card Lifecycle & Payment Network Knowledge (Processors, Card Schemes) ? Partner System Integration & Issuer-side Requirements ? Program Delivery & Launch Management ? Go-to-Market & Commercialization Strategy ? Customer Acquisition, Activation & Portfolio Growth ? Credit, Fraud & Operational Risk Alignment ? Regulatory, Card Network & Compliance Governance ? Cross-functional Stakeholder Management (Risk, Technology) ? Executive Communication & Negotiation ? Product Papers, Purchasing, T&E, Compliance, Legal, Finance

Microsoft Excel, Sales Forecasting, Business Analytics Tools, Product Management, Powerpoint, Market Analysis, Marketing

communication planning , Brand marketing, Product management, Integrated marketing campaigns, Customer insights, Competitive Intelligence, Content development, Product Marketing, Go-to-market strategies, Product positioning, Retail experience