Credit Analyst

Job Responsibilities:

• Undertake rigorous corporate credit assessment entailing preparation of credit proposal for, inter alia, new application, additional exposure towards accurate recognition and assumption of risks by the Bank.
• Perform periodic reviews on a portfolio of large corporate accounts to identify any emerging credit deterioration and recommend remedial action, if any.
• Maintain market awareness so as to be vigilant of trends affecting existing and future credit exposure including regulatory and policy changes.
• Ensure compliance with the Bank's credit risk underwriting policies and other internal policies, regulatory guidelines and other operating procedures.
• Attend to financing / security documentation.

Job Requirements:

• Bachelor's Degree in Economics / Business / Finance or a related discipline from a recognized university; OR relevant professional qualifications (example; ACCA, CPA)
• Professional Credit Certification (AICB) or equivalent
• At least 8 years credit experience in Corporate Banking (Sr Manager).
• At least 4-5 years credit experience in Corporate Banking (Manager).
• Sound credit analytical skills.
• Good appreciation of legal documentation to identify areas which could present credit risks.
• Strong communication skills.