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Hong Leong Bank

Executive - Personal Financial Services (Auto Loan Sales)

1-3 Years
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  • Posted 22 hours ago
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Job Description

If you are looking to excel and make a difference, take a closer look at us…

We are currently looking for talents to:

Functional

  • Meet sales target by securing new quality loans in line with Management decision on the portfolio mix of products and customers

  • Maintain good business relationship with internal and external stakeholders

  • Ensure documents for loan application received from dealer / customer are in accordance to guidelines requirement

  • Ensure authentication of identification, income and vehicle documents

  • Ensure consent is given by customer before proceeding further on the loan applications

  • Interview applicant and conduct thorough KYC

  • Perform data entry in LOAD$ system and ensure data keyed in is complete and accurate

  • Perform CTOS enquiry

  • Perform credit recommendation or write up to the loan application

  • Constantly update dealers on the status of cases submitted on a daily basis

  • Ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP Agreement and other related documents

  • Serve Product Disclosure Sheet (PDS) and brief customer on the content of HP Agreement and witness the executive of the Agreement compliance

  • Investigate and follow up on cases that have been delayed for approval and disbursement

  • Prepare proposal for panel dealership and other facilities applied by panel dealers

  • Conduct site visits when required

  • Additional responsibility on ad hoc duties as assigned by Management at all times.

Managerial

  • Act as a buddy to new joiners and assist / provide guidance as when needed.

Organizational

  • Develop and manage the relationships with car dealers

  • Cross-sell efforts to provide referrals and leads for Hong Leong Group of companies

  • Adhere to department Standard Operating Procedures (SOP) in complying with audit, compliance and regulatory guidelines.

Do you have what it takes We are currently looking for talents who have :-

  • Malaysia Citizen

  • Candidate must possess at least a SPM/O Level, Higher Secondary/STPM/A Level/Pre-U, Diploma, Advanced/Higher/Graduate Diploma, Business Studies/Administration/Management, Commerce, Marketing or equivalent

  • Good verbal and written communication skills in both English and Bahasa Malaysia

  • Good communication and interpersonal skills to build business relationships with customers and car dealers

  • Applicants must have own transport

  • Strong selling and negotiation skills

  • Excellent in adaptability & execution skills

  • Fresh graduates or with minimum 1 year of working experience in Banking or Auto industry.

More Info

Job ID: 147378873

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Skills:

credit approvalcustomer serviceCompliancedisbursement documentationLoan ProcessingRAMCIKycFIS lodgmentLOAD systemFIS RedbookData Entry