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Job Purpose
To lead and optimise the bank's balance sheet management function by enhancing funding structures, achieving cost efficiencies, and providing strategic guidance on liquidity, interest rate, and regulatory matters.
Job Accountabilities
- Optimise funding structure of the balance sheet over time. Ensure that funding pricing are managed for all deposits, via a host of mechanisms such as daily FTP pricing, Approving Authority, GALCO governance.
- Achieve cost savings / NII or NIM optimization through opportunistic and strategic proposals, as well as constant engagement with business units to instill awareness and pricing discipline.
- Strategic proposals to GALCO from time to time or business unit engagement in a timely manner to provide guidance to pricing queries.
- Provide regular guidance to senior management for all matters pertaining to bank's funding, NII / NIM optimization, interest rate and liquidity risk, deposit pricing and related regulatory guidelines.
- Timely response to senior management on balance sheet related matters.
- GALCO Secretariat to conduct monthly GALCO and to encourage for more strategic deliberations in GALCO overtime.
- Monthly GALCO meeting, consolidation of GALCO reports over time and strategic deliberations of proposals.
- Treasury Performance Secretariat provide support to the bank's initiative in expanding Treasury's income contribution to the bank.
- Conduct Treasury Performance meeting whenever required and provide guidance to balance sheet matters for the committee.
- Establish automation for FTP, NII / NIM reporting, LCR, NSFR and IRRBB within the bank.
- Drive Balance Sheet Management System initiative within the bank to have an integrated system for NII, NIM, interest rate risk and liquidity management.
- Oversees MFRS 9 function and provide support to the team whenever required.
- Assist in senior management engagement or issues resolution, in times of need.
JOB REQUIREMENT
- At least 8 years working experience in balance sheet management / asset liability management
- Lead at least 1 BSM / ALM project on an end-to-end capacity
- At least 2 years working experience in large amount of account level data analytics / transformation / database management
- At least 2 years of senior management engagement experience, ideally within GALCO setting
- Computer knowledge (Microsoft Excel, Word, Power Point, Database)
