Job Purpose
Supporting Unit Head of Department in the administrative functions of Fraud Review:
- Perform review on pre & post approval credit lending cases for fraud detection.
- Perform gap analysis on detected fraud cases and propose mitigation actions.
- Perform internal blacklist in Host for confirmed fraud cases.
CONTRIBUTES TO
- Better internal controls and processes of Alliance Bank consumer business;
- Lesser fraud occurrence in consumer business;
- Healthy loan growth and reduction in non-performing loans in Alliance Bank;
- Active monitoring of operational risk and compliance risks;
- Highly profitable and smooth operations of the businesses via continuous effort to contain fraud losses through effective review for fraud and/or prevention.
Key Responsibilities
Reviewing
- Review pre & post approval suspicious credit application cases for fraud detection;
- Attend to doubtful cases escalated by other units/departments for fraud review;
- Ensure the cases are reviewed within the stipulated turnaround time;
- Recommend fraud mitigation actions as and when necessary.
Fraud Escalation
- Escalate detected fraud cases to respective product Credit Office.
Compliance
- Ensure compliance to prescribed guidelines, internal procedure and BNM guidelines and regulations.
Other Duties
- Ad-hoc reporting and other duties assigned by the Management from time to time.
Skills
EXPERIENCE/KNOWLEDGE REQUIRED
- Good working knowledge and skill sets in any field related to Fraud Management, internal audit or investigation;
- Great communications and interaction skills;
- Competent of tact and diplomacy to manage both internal and external stakeholders;
- Notable presentation and communications skills;
- Solid analytical ability, interpersonal and problem solving skills;
- Proactive and take initiative at work.
Knowledge
- Good understanding in Fraud Management;
- Well versed in BNM guidelines and banking laws.
Experience
- At least 2 years experience in similar capacity.
Qualifications
- Degree in any discipline.
